CobraGuard provides the most advanced COBRA administration solution available. Our COBRA management system, CobraTrak, is a web-based automated system, assuring that your COBRA compliance is consistent, accessible and affordable. CobraTrak features include:

Tracking

CobraTrak maintains all employee information required for COBRA compliance in one convenient system:

• Employee benefits data
• Census information
• Dependents and life events
• Proof of mailing to establish your compliance with COBRA

Notifications

Based on the employee benefits and related information you provide, CobraGuard assures
worry-free compliance with required notifications.

The CobraTrak system sends:

• Initial COBRA notifications to employees and dependents upon inception of coverage
• Qualifying event notifications and election forms to employees and dependents upon the occurrence of a COBRA-qualifying event
• Qualifying event verification to you and to your insurance carriers, avoiding unnecessary claims payment
• Women's Health and Cancer Rights Act notices annually to all participants

Automated Ongoing Administration

Your ongoing compliance with COBRA regulations is worry-free – CobraTrak makes it easy:

• Automatically requests data from participants as required by law
• Automatically mails HIPAA Certificates of Creditable Coverage mailed to participants upon termination of coverage and upon termination of continuation coverage
• Provides full-service administration of COBRA continuees
• Processes elections and premium payments
• Monitors timely receipt of elections and premium payment
• Manages timelines and requirements for continued participation